Ben Parsons

Ben and his team have a combined 145 years of State Farm experience and are able to make things simple for their customers to understand when it comes to insurance AND help them save money! They love helping people feel better about their financial future by making smart insurance and financial decisions. He is a 14 year State Farm agent in Fort Collins, CO and a member of the prestigious Million Dollar Table organization which applies to the top 1% of all financial professionals in the world, as they always put their customer's interests first. His team enjoys helping people simplify their car and homeowners insurance needs and there are eight professionally licensed, full time team members with a focus on insurance relocations to Fort Collins. Ben is a proud supporter of the Fort Collins Rescue Mission, doing several food and clothing drives throughout the year. He enjoys helping business owners with their insurance needs. He is also a member of the Wellington Area Chamber of Commerce, and a graduate of Miami University (OH). He has State Farm experience since 2002 and is a proud resident of Fort Collins, CO. His office offers life insurance and they provide home and auto insurance to all of Colorado including Fort Collins, Timnath, Loveland, Wellington, Estes Park, Red Feather Lakes and many more. Call, email or stop by for a personal price plan right here in Fort Collins!

Spring showers are on the way, making now a smart time to review your auto and home insurance coverage. Wet roads, heavy rain, and changing weather can lead to unexpected issues on the road, so ensuring your auto policy includes the right coverage is key. Spring storms can also impact your home—reviewing your homeowners insurance helps you stay prepared for risks like wind, hail, or water-related damage.

Taking a moment to update your auto and home insurance this season helps you stay ready for whatever April showers bring.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.